Better education through research
Learn what we've found about the habits and needs of Canadians related to investing, personal finance, money management and fraud. The Ontario Securities Commission uses research-driven results to understand and address the unique financial needs of Canadians through its GetSmarterAboutMoney.ca website.
Behavioural Insights: Key Concepts, Applications and Regulatory Considerations
March 29, 2017
Behavioural insights use psychology, economic and other research to examine how consumers are often neither deliberate, nor rational in their decisions in the way that traditional models, strategies and policies assume. This report by the OSC Investor Office looks at how leading practitioners and regulators are using behavioural insights to address issues in capital markets and improve outcomes for investors and market participants.
Report: Retirement Readiness: Canadians 50+
September 9, 2016
Seniors are an extremely important and growing segment of investors whose needs and issues demand attention. Findings from a new study, Retirement Readiness: Canadian 50+, commissioned by the Investor Office of the OSC reveal that over half of Canadians do not have a plan for retirement savings, reinforcing the key findings of a study done a year ago.
Report: Financial Life Stages of Older Canadians
June 1, 2015
If older Canadians could take what they know now about the financial realities of retirement and apply that knowledge earlier in life, what would they do? A new study commissioned by the Ontario Securities Commission (OSC) provides some of those insights and more. Financial Life Stages of Older Canadians, a national study conducted for the OSC’s Investor Office identifies the top financial concerns of older Canadians, particularly as they relate to retirement planning and living. The study, released as part of the OSC’s Seniors' Month activities, identifies the main financial risks of Canadians aged 50 and up at each life stage and how they are being managed.
Report: Investor Risk, Behaviour & Beliefs
February 4, 2014
The Canadian Money State of Mind Risk Survey 2014: Investor Risk, Behaviour & Beliefs, a national study conducted for the Investor Education Fund (now part of the Ontario Securities Commission’s Investor Office) by The Brondesbury Group, provides a compelling look at how Canadians handle – or don’t handle – risk, emotion, financial loss and decision-making when it comes to their investments.
Report: Home Equity as a Source of Retirement Income
February 25, 2013
According to a new survey conducted for the Investor Education Fund (now part of the Ontario Securities Commission’s Investor Office) by The Brondesbury Group, Canadians are not saving enough for retirement, and half believe they will run out of their retirement savings in the first 10 years of retirement. Despite the lack of retirement savings, the survey revealed that four out of 10 respondents were not willing to consider capitalizing on home equity as an option for retirement income.